The United States is a consumer society. Many individuals have stuff piling up in their house that is unnecessary and excessive. This leads to clutter, frustration, and waste. Many want to take control of their spending. Being in debt or feeling like you are hemorrhaging money can be stressful and unfulfilling.
Take some time to do an inventory check. Look around your house and see what things really need to be replaced. Stop spending money on things that you do not need. If you have a bunch of clothing that does not fit well, is worn out, and has nothing else to go with it, donate it or sell it. The same is true when it comes to knickknacks, household products, tools, and everything else that is cluttering your life. Selling valuable items can help you pay down debt.
When you do need to make a purchase, buy things that are of good quality and that will last a long time. This may mean that you have to do some research. When you have a good quality item and it breaks, find a way to fix it. Don’t simply throw it away. For example, take time to find a high quality Alliance wash machine that is going to last you for years. If it needs to be repaired, look around for Alliance washer parts. Don’t just simply put it in the garage and purchase a new one.
Find ways to stop the temptation to keep buying. For example, if one of your hobbies is going out and shopping with friends, decline their next invitation. Invite them to do something else that does not involve stacking up more stuff in your house. Find something that is free or cheap to do.
When you do shop, play the waiting game. Don’t just buy something on a whim. Look at the item and then walk away. Go back to it 20 or 30 minutes later and see if you feel the same way about it. Consider what else you could do with the money needed to purchase the item.